Bob Fretzs


Bob has built his business on integrity, bringing honesty and reliability to all of his business relationships.

He provides his clients, whether individuals, families or businesses, with exceptional customer care by finding the best life insurance, health insurance, and financial products and services that meet their specific needs.

Bob is able to present his clients with strategies and recommendations for both their immediate and long term goals by being vigilant and constantly observing current insurance and financial product trends.

By continuing to remain true to his principles and dedicated to his clients, Bob has earned the right to be called a true "Financial Services Professional" by both his customers and his peers.


 Experience and Achivements


      Seniio  Senior Nylic, September 2012

  Annuity Champion, Colorado General Office 2012; Denver General Office 1999, 2002 & 2009 

♦ CLU®, Chartered Life Underwriter 2003

♦ National Association of Health Underwriters, Member since 2000

♦ Long Term Care Leader, Denver General Office 1999

♦ National Quality Award 1995

♦ National Association of Insurance and Financial Advisors (NAIFA), Member since 1994 

♦ Registered Representative for NYLIFE Securities LLC (Member FINRA/SIPC)

♦ Agent with New York Life Insurance since 1992

♦ Lt. Col., USAF, Retired

♦ M.S., Air Force Institute of Technology, Systems Management 1980

♦ B.S., United States Air Force Academy Life Sciences 1971






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